Loan, car loan and student loan calculators
See what a loan really costs, how much car you can afford, and how much interest an extra payment saves.
5 free calculators
Loan Payment Calculator
Work out your monthly loan payment, total interest and total cost in seconds. Free, no sign-up.
Open calculator →Car Loan Calculator
Work out your monthly car payment with down payment, trade-in and sales tax included.
Open calculator →Car Affordability Calculator
Find the most you should spend on a car using the 20/4/10 rule.
Open calculator →Student Loan Payoff Calculator
Find your payoff date and how much interest you save by paying extra on a student loan.
Open calculator →True Cost of Car Ownership Calculator
See what a car really costs over the years you keep it: depreciation, loan interest, fuel, insurance, repairs and fees.
Open calculator →Money guides for Loans & Car Finance
All guides →How Loan Interest Really Works
Understand APR, amortization and why early payments are mostly interest, with tips to pay less.
Read guide →Buying a Home or Car: The Math Before You Sign
How to work out what you can really afford for a home or car, using simple rules and real numbers.
Read guide →Snowball vs Avalanche: The Math of Getting Out of Debt
Compare the two best debt payoff methods with real numbers and learn which one saves more money.
Read guide →The True Cost of Owning a Car
Depreciation, insurance, fuel, repairs and loan interest add up fast. Learn how to find your real cost per month and per mile.
Read guide →Extra Mortgage Payments: How Much Do They Save?
See how paying a little extra each month cuts years and tens of thousands in interest, and how to read an amortization schedule.
Read guide →Other calculator categories
Mortgage & Home Buying
Work out your monthly payment, how much house you can afford, and whether renting or buying wins.
- Mortgage Calculator
- How Much House Can I Afford?
- Refinance Break-Even Calculator
- Down Payment Savings Calculator
Debt Payoff
Find the fastest and cheapest way out of debt, and see if a balance transfer is worth the fee.
- Credit Card Payoff Calculator
- Debt-to-Income (DTI) Calculator
- Debt Payoff Planner (Snowball vs Avalanche)
- Balance Transfer Calculator
Savings & Interest
See how small amounts grow, how long a savings goal takes, and how much cushion you really need.
- Compound Interest Calculator
- Savings Goal Calculator
- Simple Interest Calculator
- Savings Interest (APY) Calculator
Investing & Returns
Measure what an investment really earned, what inflation takes back, and how long it takes to reach a big goal.
- Inflation Calculator
- ROI Calculator
- Dividend Income Calculator
- CAGR Calculator
Retirement Planning
See how much you need to retire, what your 401k can become, and how long your money will last.
- Retirement Savings Calculator
- FIRE Number Calculator
- Roth vs Traditional IRA Calculator
- 401(k) Calculator with Employer Match
Budgeting & Net Worth
Plan your month, check your financial health, fix a deficit and plan big events with clear numbers.
- 50/30/20 Budget Calculator
- Net Worth Calculator
- Monthly Financial Planner
- Wedding Budget Calculator
Smart Spending & Shopping
Check a deal, split a bill, and see what small daily habits and subscriptions really cost over the years.
- Tip & Bill Splitter
- Percentage Calculator
- Discount Calculator
- Sales Tax & VAT Calculator
Salary & Pay
Know what your time is worth, what a raise adds up to, and which job offer is really better.
- Salary to Hourly Calculator
- Hourly to Salary Calculator
- Overtime Pay Calculator
- Pay Raise Calculator
Side Hustle & Business
Price your work, check whether a side hustle is profitable, and find your break-even point.
- Freelance Hourly Rate Calculator
- Profit Margin & Markup Calculator
- Break-Even Calculator
- Seller Profit Calculator (Etsy, eBay, Amazon)