Smart spending and shopping calculators
Check a deal, split a bill, and see what small daily habits and subscriptions really cost over the years.
7 free calculators
Tip & Bill Splitter
Calculate the tip and split the bill between any number of people. Free, no sign-up.
Open calculator →Percentage Calculator
Find a percentage of a number, what percent one number is of another, and percentage change.
Open calculator →Discount Calculator
Calculate the final price after a discount, including an extra coupon on top.
Open calculator →Sales Tax & VAT Calculator
Add tax to a price, or remove it from a tax-inclusive price. Works for sales tax, VAT and GST.
Open calculator →What Your Daily Habit Really Costs
See what a daily coffee, takeaway or subscription costs over time, and what it could grow to if invested.
Open calculator →How Many Work Hours Does It Cost?
Convert any price into hours of your life at work, and what the money could become if invested.
Open calculator →Subscription Cost Calculator
Add up your subscriptions and see what they cost over years, and what they could be worth invested.
Open calculator →Money guides for Smart Spending & Shopping
All guides →How to Save Money: 10 Practical Ways with Real Numbers
Ten proven ways to save money, each with the math showing how much you can keep every year.
Read guide →How to Make a Budget in 5 Simple Steps
A beginner-friendly guide to building a monthly budget that you can actually stick to.
Read guide →How to Fix Bad Financial Condition with Math: A 7-Step Recovery Plan
A step-by-step plan, with real numbers, to climb out of a money hole: find the gap, cut and earn, pay debt smartly and build a safety net.
Read guide →The True Cost of Owning a Car
Depreciation, insurance, fuel, repairs and loan interest add up fast. Learn how to find your real cost per month and per mile.
Read guide →Other calculator categories
Mortgage & Home Buying
Work out your monthly payment, how much house you can afford, and whether renting or buying wins.
- Mortgage Calculator
- How Much House Can I Afford?
- Refinance Break-Even Calculator
- Down Payment Savings Calculator
Loans & Car Finance
See what a loan really costs, how much car you can afford, and how much interest an extra payment saves.
- Loan Payment Calculator
- Car Loan Calculator
- Car Affordability Calculator
- Student Loan Payoff Calculator
Debt Payoff
Find the fastest and cheapest way out of debt, and see if a balance transfer is worth the fee.
- Credit Card Payoff Calculator
- Debt-to-Income (DTI) Calculator
- Debt Payoff Planner (Snowball vs Avalanche)
- Balance Transfer Calculator
Savings & Interest
See how small amounts grow, how long a savings goal takes, and how much cushion you really need.
- Compound Interest Calculator
- Savings Goal Calculator
- Simple Interest Calculator
- Savings Interest (APY) Calculator
Investing & Returns
Measure what an investment really earned, what inflation takes back, and how long it takes to reach a big goal.
- Inflation Calculator
- ROI Calculator
- Dividend Income Calculator
- CAGR Calculator
Retirement Planning
See how much you need to retire, what your 401k can become, and how long your money will last.
- Retirement Savings Calculator
- FIRE Number Calculator
- Roth vs Traditional IRA Calculator
- 401(k) Calculator with Employer Match
Budgeting & Net Worth
Plan your month, check your financial health, fix a deficit and plan big events with clear numbers.
- 50/30/20 Budget Calculator
- Net Worth Calculator
- Monthly Financial Planner
- Wedding Budget Calculator
Salary & Pay
Know what your time is worth, what a raise adds up to, and which job offer is really better.
- Salary to Hourly Calculator
- Hourly to Salary Calculator
- Overtime Pay Calculator
- Pay Raise Calculator
Side Hustle & Business
Price your work, check whether a side hustle is profitable, and find your break-even point.
- Freelance Hourly Rate Calculator
- Profit Margin & Markup Calculator
- Break-Even Calculator
- Seller Profit Calculator (Etsy, eBay, Amazon)