Subscription Cost Calculator
Add up your subscriptions and see what they cost over years, and what they could be worth invested.
The quiet monthly drain
Streaming, apps, memberships and software add up. Because they renew automatically, many go unnoticed. Listing all of them in one place usually reveals a few that you no longer use.
A quick audit
Check your bank and card statements for the last three months. Cancel what you have not used in 30 days, and set calendar reminders for free-trial endings.
Worked example
Last reviewed November 2026. Formulas are standard and shown in the sections above; results are estimates.
Tips and common mistakes
- Check statements for hidden renewals.
- Rotate streaming services instead of keeping all.
- Use annual plans only for things you will definitely use.
Frequently asked questions
How do I find all subscriptions?
Review three months of card and bank statements.
Is it worth switching to annual plans?
Only if you will use the service for the full year.
What return should I use?
A cautious long-term estimate such as 5-7%.
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Open calculator →Results are estimates and not financial advice.