Salary and pay calculators
Know what your time is worth, what a raise adds up to, and which job offer is really better.
10 free calculators
Salary to Hourly Calculator
Convert a yearly salary into hourly, daily, weekly and monthly pay.
Open calculator →Hourly to Salary Calculator
Convert an hourly wage into a yearly, monthly and weekly salary.
Open calculator →Overtime Pay Calculator
Calculate overtime pay and total earnings for a week.
Open calculator →Pay Raise Calculator
See what a raise means per year, month and hour, and what it is worth after inflation.
Open calculator →Job Offer Comparison Calculator
Compare two job offers by total pay, bonus, retirement match and health costs.
Open calculator →US Take-Home Pay Calculator (2025)
Turn a US salary into take-home pay after federal tax, Social Security, Medicare, state tax and 401k, using 2025 tax brackets.
Open calculator →UK Take-Home Pay Calculator (2025/26)
Work out UK take-home pay after income tax, National Insurance, pension and student loan using 2025/26 rates (England, Wales and Northern Ireland).
Open calculator →Canada Take-Home Pay Calculator (2025)
Estimate Canadian take-home pay after federal tax, provincial tax, CPP and EI, with RRSP savings.
Open calculator →Australia Take-Home Pay Calculator (2025-26)
Work out Australian take-home pay after income tax, Medicare levy and HELP repayments, plus employer super on top.
Open calculator →Income Tax Calculator (US Federal and State, 2025)
Estimate your 2025 US federal income tax, effective and marginal rate, and see the tax charged in each bracket.
Open calculator →Money guides for Salary & Pay
All guides →How to Make a Budget in 5 Simple Steps
A beginner-friendly guide to building a monthly budget that you can actually stick to.
Read guide →Side Hustle Math: How Much Can You Really Earn?
Honest numbers for common money-making ideas: selling products, YouTube, freelancing and overtime, with break-even math.
Read guide →How to Save Money: 10 Practical Ways with Real Numbers
Ten proven ways to save money, each with the math showing how much you can keep every year.
Read guide →Salary Raises and Job Offers: Do the Math
Why a few thousand dollars of extra starting pay is worth far more over time, and how to compare two job offers fairly.
Read guide →How Income Tax Brackets Really Work
Marginal vs effective tax rate explained with a worked example, and why a raise never leaves you with less take-home pay.
Read guide →Self-Employed Taxes Made Simple
How self-employment tax works, why you set money aside from every payment, and how to estimate your yearly bill.
Read guide →Other calculator categories
Mortgage & Home Buying
Work out your monthly payment, how much house you can afford, and whether renting or buying wins.
- Mortgage Calculator
- How Much House Can I Afford?
- Refinance Break-Even Calculator
- Down Payment Savings Calculator
Loans & Car Finance
See what a loan really costs, how much car you can afford, and how much interest an extra payment saves.
- Loan Payment Calculator
- Car Loan Calculator
- Car Affordability Calculator
- Student Loan Payoff Calculator
Debt Payoff
Find the fastest and cheapest way out of debt, and see if a balance transfer is worth the fee.
- Credit Card Payoff Calculator
- Debt-to-Income (DTI) Calculator
- Debt Payoff Planner (Snowball vs Avalanche)
- Balance Transfer Calculator
Savings & Interest
See how small amounts grow, how long a savings goal takes, and how much cushion you really need.
- Compound Interest Calculator
- Savings Goal Calculator
- Simple Interest Calculator
- Savings Interest (APY) Calculator
Investing & Returns
Measure what an investment really earned, what inflation takes back, and how long it takes to reach a big goal.
- Inflation Calculator
- ROI Calculator
- Dividend Income Calculator
- CAGR Calculator
Retirement Planning
See how much you need to retire, what your 401k can become, and how long your money will last.
- Retirement Savings Calculator
- FIRE Number Calculator
- Roth vs Traditional IRA Calculator
- 401(k) Calculator with Employer Match
Budgeting & Net Worth
Plan your month, check your financial health, fix a deficit and plan big events with clear numbers.
- 50/30/20 Budget Calculator
- Net Worth Calculator
- Monthly Financial Planner
- Wedding Budget Calculator
Smart Spending & Shopping
Check a deal, split a bill, and see what small daily habits and subscriptions really cost over the years.
- Tip & Bill Splitter
- Percentage Calculator
- Discount Calculator
- Sales Tax & VAT Calculator
Side Hustle & Business
Price your work, check whether a side hustle is profitable, and find your break-even point.
- Freelance Hourly Rate Calculator
- Profit Margin & Markup Calculator
- Break-Even Calculator
- Seller Profit Calculator (Etsy, eBay, Amazon)