Budgeting and net worth calculators
Plan your month, check your financial health, fix a deficit and plan big events with clear numbers.
7 free calculators
50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings using the 50/30/20 rule. Free and instant.
Open calculator →Net Worth Calculator
Add up your assets and debts to find your net worth.
Open calculator →Monthly Financial Planner
Enter your income and spending to see your surplus, savings rate and a simple plan for the money left over.
Open calculator →Wedding Budget Calculator
Add up wedding costs, see what is left of your budget and the cost per guest.
Open calculator →Daily Spending Budget Calculator
Find out how much you can safely spend each day after bills and savings.
Open calculator →Financial Health Score
Get a simple 0-100 score for your finances based on savings, debt and your safety net, plus the first step to fix.
Open calculator →Budget Deficit Fixer
If you spend more than you earn, see how much to cut or earn to get back to break-even and start saving.
Open calculator →Money guides for Budgeting & Net Worth
All guides →How to Make a Budget in 5 Simple Steps
A beginner-friendly guide to building a monthly budget that you can actually stick to.
Read guide →How to Fix Bad Financial Condition with Math: A 7-Step Recovery Plan
A step-by-step plan, with real numbers, to climb out of a money hole: find the gap, cut and earn, pay debt smartly and build a safety net.
Read guide →How to Save Money: 10 Practical Ways with Real Numbers
Ten proven ways to save money, each with the math showing how much you can keep every year.
Read guide →What Is Net Worth and How Do You Grow It?
Assets minus debts is the one number that shows your progress. Learn how to calculate it and the levers that raise it.
Read guide →How Income Tax Brackets Really Work
Marginal vs effective tax rate explained with a worked example, and why a raise never leaves you with less take-home pay.
Read guide →Other calculator categories
Mortgage & Home Buying
Work out your monthly payment, how much house you can afford, and whether renting or buying wins.
- Mortgage Calculator
- How Much House Can I Afford?
- Refinance Break-Even Calculator
- Down Payment Savings Calculator
Loans & Car Finance
See what a loan really costs, how much car you can afford, and how much interest an extra payment saves.
- Loan Payment Calculator
- Car Loan Calculator
- Car Affordability Calculator
- Student Loan Payoff Calculator
Debt Payoff
Find the fastest and cheapest way out of debt, and see if a balance transfer is worth the fee.
- Credit Card Payoff Calculator
- Debt-to-Income (DTI) Calculator
- Debt Payoff Planner (Snowball vs Avalanche)
- Balance Transfer Calculator
Savings & Interest
See how small amounts grow, how long a savings goal takes, and how much cushion you really need.
- Compound Interest Calculator
- Savings Goal Calculator
- Simple Interest Calculator
- Savings Interest (APY) Calculator
Investing & Returns
Measure what an investment really earned, what inflation takes back, and how long it takes to reach a big goal.
- Inflation Calculator
- ROI Calculator
- Dividend Income Calculator
- CAGR Calculator
Retirement Planning
See how much you need to retire, what your 401k can become, and how long your money will last.
- Retirement Savings Calculator
- FIRE Number Calculator
- Roth vs Traditional IRA Calculator
- 401(k) Calculator with Employer Match
Smart Spending & Shopping
Check a deal, split a bill, and see what small daily habits and subscriptions really cost over the years.
- Tip & Bill Splitter
- Percentage Calculator
- Discount Calculator
- Sales Tax & VAT Calculator
Salary & Pay
Know what your time is worth, what a raise adds up to, and which job offer is really better.
- Salary to Hourly Calculator
- Hourly to Salary Calculator
- Overtime Pay Calculator
- Pay Raise Calculator
Side Hustle & Business
Price your work, check whether a side hustle is profitable, and find your break-even point.
- Freelance Hourly Rate Calculator
- Profit Margin & Markup Calculator
- Break-Even Calculator
- Seller Profit Calculator (Etsy, eBay, Amazon)